Jorge A Alvarez

Jorge A. Alvarez is a licensed Mortgage Loan Originator and the Owner and Broker of J & R Home Realty, bringing clients a powerful, all-in-one approach to real estate and mortgage financing. With the ability to guide both the property transaction and the loan process, Jorge provides a streamlined, strategic experience from first consultation to closing.

As a Loan Officer, Jorge focuses on financial clarity and responsible lending, specializing in income analysis, debt-to-income (DTI) evaluation, and loan-to-value (LTV) structure to ensure each mortgage is aligned with the borrower’s real financial profile. His analytical mindset allows clients to understand not just what they qualify for, but why—empowering smarter, long-term decisions.