Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

John Son Trang

John Son Trang

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio: I pride myself on providing exceptional customer service and taking the time to truly understand each client's unique needs and goals. Whether you are a first-time homebuyer, looking to refinance your existing mortgage, or seeking a business loan, I am committed to finding the best financing options for you. Call me!

NMLS#: 1847228

License: TX

Spoken Language: English, Vietnamese, Cantonese Chinese, Mandarin Chinese

My reviews on Google

Our family had the pleasure of meeting John .He recently had sold in our same neighborhood and so we chose to work with him . He was beyond great . He was very helpful, informative and kept us updated at all times. I would definitely recommend his services and he is also a wonderful listener and has tremendous patience . Thank you very Much John for your services . We would love to work with you again for the next home purchase.
We had a wonderful experience working with John Trang to sell our home in the Energy Corridor of Houston. John was incredibly easy to work with—professional, responsive, and always honest. His rate was fair, and we felt like we were in great hands from day one. Thanks to John’s expertise and guidance, we received two cash offers within eight days of listing. He negotiated confidently on our behalf and made sure we understood every step of the process. We always felt safe, supported, and well taken care of. If you’re looking for a knowledgeable and trustworthy realtor in Houston, we highly recommend John Trang!
I worked with John on a condo, He had the buyer and he was very professional, easy to work with a great negotiator for his clients. We closed on the Condo and all went well, I hope John and I will remain friends. He is a great Realtor and works hard for his clients.

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 231 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

231+

Number of Lenders

2096+

Loan officers

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

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You can use the "Loan Factory" mobile app to check rates, apply for a loan, upload documents, and communicate with our team.
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